Structured Credit Pathway covering policy, appraisal, documentation, and collections basics.
Credit Officer Programme
A Joint Initiative by Global BIFS Academy & the BFSI Sector Skill Council of India
Credit Officer Programme
A Joint Initiative by Global BIFS Academy & the BFSI Sector Skill Council of India
Program Overview
Introducing the Credit Officer Programme
Credit professionals are the backbone of retail lending and risk assessment. Employers need job‑ready talent that understands credit from day one. The Credit Officer Programme—designed by Global BIFS Academy in collaboration with BFSI‑SSC—prepares you for credit roles across banks, NBFCs, microfinance institutions, and emerging fintech lenders. It blends industry knowledge, real tools, and employer‑trusted credentials—delivered in just 90 days.
Designed for: Graduates & postgraduates aspiring to enter retail lending, credit analysis, and loan processing with industry‑relevant skills and certifications.
What sets it apart
- BFSI‑SSC Aligned Curriculum
- Apprenticeship Support & National Certification
- Credit‑Focused Training with Real Tools
- CIBIL Analysis & Loan Lifecycle Know‑how
- Documentation & Regulatory Compliance Skills
- Communication + Customer Handling Training
- Placement Assistance & Resume Building
The Program Process
Five steps to become a banking professional
program advantages
Start Your Professional Journey With Self-Assurance
Hands-on Practice: CIBIL reading, borrower profiling, and loan casework.
Compliance-First Mindset with KYC, AML, privacy, and audit readiness.
Tool Familiarity: Loan Management Software (LMS) orientation.
Career Services: resume building, mock interviews, and placement support.
Alumni Network Access for continued learning and referrals.
Eligibility
Graduation (final‑year students may apply).
Basic communication and digital skills.
Interest in customer‑facing credit and risk roles.
Program Fee
- ₹50,000 + GST.
- Flexible payment options may be available—speak to our admissions team.
Get End-to-end Banking Knowledge and Acquire Skills
Introduction to Retail Credit & Credit Policy
CIBIL Report Reading & Borrower Profiling
Loan Appraisal, Disbursal & Repayment Process
Documentation, KYC & Compliance Norms
Loan Management Software (LMS) Training
Soft Skills + Customer Handling Techniques
Where This Can Take You
- Retail Credit Officer
- Loan Disbursal Coordinator
- Credit Processing Executive
- Lending Associate
- Microfinance Relationship Executive
Why This Programme, Why Now?
- India’s credit market is expanding rapidly across urban and rural areas.
- Retail lending is a high‑growth, high‑demand vertical.
- A working grasp of compliance and documentation is essential for most credit roles.
- Become job‑ready, certified, and confident—in 90 days.
Don't just learn credit. Become a certified Credit Officer.
One Programme, Eight Industry-Recognised Certifications
Bank on a Better Tomorrow
Boost Your Resume
Gain In-Demand Skills
Secure Your Future
- MS Office Certification
- SEBI/NISM Module Certificate
- Retail Credit Officer Certification
- Apprenticeship Training Certificate
- English Communication Skills Certificate
These certifications validate your expertise in credit, compliance, finance tools, and communication—making you a priority candidate for hiring.
About Us
BFSI Sector Skill Council of India (BFSI‑SSC)
BFSI‑SSC is a national body driving skill development and standards across India’s BFSI sector, enabling job‑ready talent through certification frameworks, assessments, and apprenticeship pathways.
Global BIFS Academy
Global BIFS Academy trains and empowers young professionals to excel across the Banking, Financial Services, and Insurance sector through practical, industry‑aligned programmes, experienced faculty, and employer‑oriented outcomes.
Frequently Asked Questions (FAQs)
Graduates or final‑year students seeking entry into credit and lending roles; no prior banking experience is required.
Live online classes supported by an LMS for recordings, assignments, quizzes, and resources.
You’ll receive resume and interview preparation, profile‑building support, and access to placement drives and alumni referrals.
Yes. The curriculum covers bureau interpretation, borrower profiling, and how scores affect underwriting.
Yes—orientation to Loan Management Software (LMS) workflows and common tools used in credit processing.
BFSI‑SSC facilitated pathways may be available based on eligibility and openings.
Speak to the admissions team for the latest fee options and timelines.
Government ID, photographs, educational documents, and any other forms as directed by the admissions team.